A word from our clients...

  • I am a sole trading hairdresser and first met Peter through my financial broker. Peter put together the perfect insurance package for me which rid me of financial worry!

    Janelle Wiseman

  • Unfortunate circumstances turned my life upside-down, if it were not for Peters' recommendation with his extensive knowledge of the profession, I would not have the security I now have.

    Janelle Wiseman

  • We have known Peter Childe-Freeman since October 2006. Peter has taken the time to get to know us, in order to offer us the best products in the market for our particular circumstances.

    Nigel

  • Considering that insurance can sometimes be a complex area, we are very pleased that Peter’s advice has always been straightforward & easy to understand. Peter has always given us a high level of service & we have no hesitation in recommending Peter.

    Jennifer

  • Thank you so much for your professional and sincere advice with regard to my income protection and life insurance. The recommendations you made were tailored to suit my needs without costing me any extra than what I was paying but gave me so much more.

    Ally Gourlay

  • Not long after my insurance policies were in place, I broke my arm and was unable to work for two months. True to your word and Aviva's I was paid the agreed benefit within weeks of the accident and was able to pay my bills.

    Ally Gourlay, Harcourts Burleigh Heads

  • Peter was there to make the process as easy as possible. He provided professional advice and affordable recommendations to meet my specific needs. I refer many clients to Peter as I am very confident in the services he provides.

Lifestyle Protection

Lifestyle Protection

Life is more than just your material possessions like your house or business. It is also your family, your health and your ability to earn income or run a business. We understand this and offer a comprehensive range of Insurance providers and products to suit your specific needs.

Life Insurance

Term Life Insurance provides a lump sum payment on your death. Many policies provide for an amount also to be paid upon diagnosis of a terminal illness or permanent disability.

Total Permanent Disability (TPD)

This is a policy benefit that provides a lump-sum in the event that you become totally and permanently disabled. Anyone who has insufficient funds to cover the needs of dependents or debt payments should have a life insurance policy.

Trauma Protection

Trauma or Critical Illness Protection pays you a lump sum if you are diagnosed as suffering from one of many defined medical conditions. The illnesses covered vary from policy to policy, but most cover cancer and coronary disease. Some policies also cover death and/or permanent disability. Trauma Protection can also provide a lump sum sufficient to pay out mortgages and other debts.

Income Protection

Income Protection provides you with an income if you are unable to work due to illness or injury. Benefits are paid monthly for the period of incapacity or the duration of the policy, whichever is the shorter period. If you don’t know how you would pay your family's or your own living expenses without receiving your regular income, you should consider purchasing an Income Protection Policy. Most policies permit you to cover up to 75% of your present income.

Superannuation

Superannuation is an structure designed to provide money for your retirement.  Superannuation funds accumulate and can grow to be a significant asset over our working life.  The way in which we invest these funds is fundamental to the amount we accumulate by retirement.  Many people are not aware of the various benefits superannuation can provide them, including a tax effective way of accumulating and distributing wealth.  Also for many self employed and most other people this is one of the most tax effective and efficient ways to fund or pay for their Life, Disability and Income Protection Insurance premiums.