A word from our clients...
I am a sole trading hairdresser and first met Peter through my financial broker. Peter put together the perfect insurance package for me which rid me of financial worry!
Janelle Wiseman
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Unfortunate circumstances turned my life upside-down, if it were not for Peters' recommendation with his extensive knowledge of the profession, I would not have the security I now have.
Janelle Wiseman
We have known Peter Childe-Freeman since October 2006. Peter has taken the time to get to know us, in order to offer us the best products in the market for our particular circumstances.
Nigel
- Considering that insurance can sometimes be a complex area, we are very pleased that Peter’s advice has always been straightforward & easy to understand. Peter has always given us a high level of service & we have no hesitation in recommending Peter.
Jennifer
- Thank you so much for your professional and sincere advice with regard to my income protection and life insurance. The recommendations you made were tailored to suit my needs without costing me any extra than what I was paying but gave me so much more.
Ally Gourlay
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Not long after my insurance policies were in place, I broke my arm and was unable to work for two months. True to your word and Aviva's I was paid the agreed benefit within weeks of the accident and was able to pay my bills.
Ally Gourlay, Harcourts Burleigh Heads
- Peter was there to make the process as easy as possible. He provided professional advice and affordable recommendations to meet my specific needs. I refer many clients to Peter as I am very confident in the services he provides.
Business Protection
Business Protection
Business Succession Planning
Business Succession structures a formal agreement on how business equity is distributed when a partner or shareholder exits the business structure through death or disablement. The plan includes putting in place the necessary valuations, legal agreements and insurance policies. These arrangements guarantee that the departing partner or shareholder receives a fair price for their equity while the survivors maintain control of the business.
Every business should give serious consideration to how business ownership would be transferred in the event of the unforeseen exit of a partner or shareholder.
Key Person Insurance
Key Person Insurance is an insurance policy that recognises the value and contribution of the key people in your organisation. In the event of the untimely death or disablement of the key person(s), the proceeds of the policy may be used to replace the key person and/or extinguish debts. It protects your business against the financial hardship that may occur when experience is lost and the cost of training and replacing human resources.
Business Expense Cover
Business Expense Cover can help a business continue operating in the event that the life insured is totally or partially disabled and unable to work. A monthly benefit is paid to assist with the day-to-day running expenses of the life insured’s business, for example salaries, debt payments, amenities bills and many other overheads.
Buy Sell Funding
The simplest and most cost effective funding mechanism for Business Succession is via an insurance funded Buy Sell Agreement. These arrangements are increasingly popular, and for good reason. One of the major difficulties with a buy sell arrangement is the purchaser's funding. Insurance is a sensible planning technique to provide funding in the event of unexpected death, TPD or trauma of a partner.
Debt Protection
Debt Protection cover provides a lump sum for business owners to extinguish any loan commitments and release them from any personal guarantees should they die, become terminally ill, suffer a medical trauma or become disabled.